Relationship Issues

We don’t automatically offer separate consultation calls — most clients prefer to dive right into their first session.

However, if you’d like to connect with your therapist before your appointment, you’re more than welcome to email them once your intake paperwork is complete. If requested, your therapist will be happy to schedule a brief call to answer questions and help you feel at ease before getting started.

At Wellness Counseling, we want you to feel comfortable and supported from day one — in whatever way works best for you.

We offer therapy that meets you where you are — and helps you move forward.

Our specialties include:

• Individual Therapy
• Couples & Family Therapy
• Child & Teen Therapy
• Anxiety, Depression & OCD Treatment
• Life Transitions & Stress Management
• Trauma-Informed Care
• Postpartum & Infertility Support
• Grief and loss counseling
• Premarital Counseling
• School Issues & ADHD counseling

We use evidence-based approaches like Cognitive Behavioral Therapy (CBT), Acceptance & Commitment Therapy (ACT), Solution-Focused Therapy, Dialectical Behavior Therapy (DBT), Gottman Trained Therapy and Person-Centered Therapy — always personalized to you.

We have three beautiful office locations in New Jersey:

Ramsey (Bergen County): 470 N. Franklin Turnpike, Suite 201 Ramsey, NJ 07446

Hoboken (Hudson County): 84 Washington Street Suite 3B Hoboken, NJ 07030

Montclair (Essex County): 70 Park Street Suite 208 Montclair, NJ 07042

Plus, we offer virtual sessions throughout New Jersey (NJ), New York (NY) & Pennsylvania (PA) so you can meet with your therapist from the comfort of your couch.

Absolutely! We offer secure, HIPAA-compliant online therapy for clients in New Jersey, New York and Pennsylvania. It’s the same quality care — just comfier pants.

We’re not in-network — and that’s actually a good thing for your care.

Here’s why:

At Wellness Counseling, our therapists aren’t overloaded with unrealistic caseloads or rushed sessions. We intentionally keep schedules manageable so every therapist can provide the time, attention, and care you deserve — not just what fits into an insurance company’s quota.

As an out-of-network practice, you still get to use your insurance benefits (we even bill your plan directly!), but you also get:

• Same-week availability — we can usually get you in fast.
• Thoughtful therapist matching — we take time to pair you with the right clinician for your needs and personality.
• Consistent quality care — your therapist can focus fully on you, not on hitting session quotas.
• Continuity — you won’t be suddenly reassigned or limited in your care because of insurance panel changes.
• A concierge-style experience — we handle verification, billing, and coordination so you can focus on feeling better, not fighting with your insurance.

So while we’re out-of-network, you still get all the benefits of insurance coverage — plus the personalized, high-quality experience that’s often missing in traditional in-network settings.

“Out-of-network” simply means we’re not part of your insurance company’s in-network list — but that doesn’t mean you can’t use your benefits.

At Wellness Counseling, we take care of the entire process for you: We confirm your coverage, bill your insurance directly, and receive payment from them on your behalf.

You just pay your portion (coinsurance or balance, if any) — and that’s it!

No paperwork, no superbill, no stress.

Guess what? We want you to use your out-of-network (OON) insurance benefits!

You have them — why not use them?

Here’s how it works:

• We verify your coverage for you (no endless hold times, promise). Text us for prompt service!
• We submit each session directly to your insurance.
• Insurance pays us directly, and you’re only responsible for your coinsurance and any small balance bill if they pay under our session fee.
• No superbills, no hassle — just therapy that fits your life.

Easy! Just complete a request online through our Appointment Request Form or text us for faster service at 551-310-3020.

We’ll take it from there — our team will verify your benefits directly with your insurance company and let you know exactly what your out-of-network coverage looks like before your first session.

No phone calls, no hold music — just clarity and peace of mind.

Once we verify your out-of-network benefits, we can give you a close estimate of what your insurance will reimburse.

Every plan is different, but our team will break it all down for you clearly — no surprises.

Great question!

• Copay: A flat fee you pay each visit (like $20 or $40).
• Coinsurance: A percentage of the session fee that your insurance covers after your deductible is met.

Think of it like this — if your insurance covers 80%, your coinsurance is

the 20% you’re responsible for.

Your deductible is the amount you have to pay out-of-pocket each year before your insurance starts covering services.

Example: If your deductible is $500, you’ll pay for sessions until you reach that amount — then your coinsurance kicks in.

If your insurance pays less than our session fee, the remaining small amount is your balance bill — kind of like a mini invoice for the difference.

Don’t worry, we’ll always be transparent about costs before your first

session.

Nope! We skip that whole process.

We bill insurance directly so you don’t have to lift a finger or chase down reimbursements. We’ve got you covered.

We don’t accept Medicare or Medicaid at this time, but we’re happy to provide affordable reduced-rate options or help you find a trusted referral.

Our session rates are simple and transparent:

• Individual Therapy: $225 per session
• Couples & Family Therapy: $250 per session

We believe your mental health is one of the best investments you can make — and we make it easy to use your insurance benefits).

Yes, we do!

Reduced-rate sessions are available with our associate therapists offer sessions at $75 while in training.

We believe therapy should be accessible, and we’ll help you find an option

that works for your budget.

We get it — life happens!

If you need to cancel or reschedule, we just ask for 48 hours’ notice so we can offer the slot to another client.

Cancellations with less than 48 hours’ notice are charged the full session rate.

You can reach us by:

Phone/Text: 551-310-3020

Email: clientcare@wellnesscounselingbc.com

Or request an appointment directly:

www.WellnessCounselingBC.com/request-appointment

<http://www.wellnesscounselingbc.com/request-appointment>

We typically respond within 15 minutes during business hours — because no one likes to

be left on “read.”